Disabled, unemployed 7 months, any help greatly appreciated.
I bought my mobile home after my divorce. My ex husband refused to pay any of my medical expenses while we were married. So worked on cleaning up past bills. I'm finally to the point where I don't have any bad credit. I now have no credit. It took me two years working part time and using my disability income to get this far. I had been working in a bank call center, until they decided to close the facility, in January this year. Nobody expected then to close us down, it was the oldest facility they had. So there were a lot of people left without a job in this town. And a lot to deal with. We did get a severance package, but not enough to last very long. My Voc Rehab worker and I began looking for another job for me right away. With my limitations, it's not that easy. And with so many people out of work, It has been extremely frustrating, with little, to no prospective employment opportunities most of the time. I've put in applications wherever there was the slightest chance of an opening that I could fill. I stretched every penny I had along with my disability income to keep afloat for some time. Then the severance money ran out and I started getting further and further behind as I juggled bills each month, still looking for a job. Disability alone is simply not enough to live on. To make matters worse, I was contacted my Social Security and told that I had been over paid during the time I had been working for the bank. Some months I got my disability checks that I shouldn't have. I sent in all my pay stubs like I was suppose to, so why would they have sent them if I made over the limit? Anyway, they were going to take my entire disability income each month, until it was paid back. This at a time, when the disability income, was my only income. I talked with then and got them to agree to only take 10% of it. So it was reduced, but still my only income. Then I got a call for a job interview. I was so happy thinking just maybe I could finally get caught up. I went to the interview, they offered me a job, and few weeks later I started the training class. Unfortunately, the second week of training I caught a really bad case of the flu, and missed 2 days. That meant I had to be rescheduled to take the second week of training over. Before that could happen I was served an eviction notice. I own my mobile home but I have to pay lot rent. I'm desperately trying to save my home here so I can get my life back on track. If I lose it I have no family here or anywhere else to go. Once I get back into the training class and finish that, I'll be working all year round there. Then my life can get back to normal. I've helped a lot of people through the years, but I'm not accustomed to having to ask for help. It's not as easy as it looks. I've had to start over before and I'm not as capable as I used to be. I can't pack up everything I own and move like a younger person can. and my chair kind of slows the process down too. It means a great deal to me to get this lot rent taken care of. so I can feel safe knowing at least I still have my home here. Everything else, in time I can handle. I wouldn't be able to do handle anything, without a home. I'm also afraid that all the work I've done to clean up my credit will be undone. The old saying "no good deed goes unpunished" comes to mind. I've tried to do everything right and these are the consequence. Someone makes a business decision, that utterly devastates my life. Yet, I’m doing the best I can to keep going.
